摘 要:本文利用1978-2004年我国农村居民人均消费支出和人均可支配收入数据对农村居民消费和流动性约束之间的关系进行了实证研究。分析结果表明：我国农村居民受流动性约束的程度明显偏高；而自从我国大力发展居民个人消费信贷业以来，流动性约束水平有所下降，消费信贷的发展发挥了一定的作用。今后在我国农村地区进一步建立健全面向广大农民的消费信贷业务，对于缓解流动性约束，推动农村居民消费需求增长具有积极的意义。[著者文摘]
关键词:农村居民消费 流动性约束 消费信贷
分类号: F323.8[机标]文献标识码：文章编号：相关文献:主题相关
Consumption, Liquidity Constraints and Rural Consumer CreditAbstract:This research uses annual per capita consumption and disposable income data of rural residents from 1978 to 2004 to analyze the relationship between rural resi dential consumption and liquidity constraints. The results show that a rural resident＇s liquidity constraint level is clearly inclined to a higher level in China, although it has decreased somewhat with the strengthening of the consumer credit industry.[著者文摘]
Key words:Consumption of Rural Residents, Liquidity Constraints, Consumer Credit
收稿日期: 修订日期: 基金资助:
作者简介:赵霞，特华博士后科研工作站博士后，中国农业大学经济管理学院讲师。E-mail：zhaoxia pku@yahoo.com.cn
关键词:农村居民消费 流动性约束 消费信贷
分类号: F323.8[机标]文献标识码：文章编号：相关文献:主题相关
Consumption, Liquidity Constraints and Rural Consumer CreditAbstract:This research uses annual per capita consumption and disposable income data of rural residents from 1978 to 2004 to analyze the relationship between rural resi dential consumption and liquidity constraints. The results show that a rural resident＇s liquidity constraint level is clearly inclined to a higher level in China, although it has decreased somewhat with the strengthening of the consumer credit industry.[著者文摘]
Key words:Consumption of Rural Residents, Liquidity Constraints, Consumer Credit
收稿日期: 修订日期: 基金资助:
作者简介:赵霞，特华博士后科研工作站博士后，中国农业大学经济管理学院讲师。E-mail：zhaoxia pku@yahoo.com.cn
