【英文篇名】 A thinking of the expansion of consumer credit in the rural areas of China 【作者中文名】 徐充; 张志元; 【作者英文名】 XU Chonga; b; ZHANG Zhi-yuanb（a.Center for China s State-owned Economy Studies; b.College of Marxism; Jilin University; Changchun 130012; China）; 【作者单位】 吉林大学中国国有经济研究中心; 吉林大学马克思主义学院; 【文献出处】 经济问题, On Economic Problems, 编辑部邮箱 2009年 09期 期刊荣誉：中文核心期刊要目总览 ASPT来源刊 CJFD收录刊 【关键词】 农村; 农民; 消费信贷; 消费潜力; 【英文关键词】 rural; farmers; consumer credit; consumption potential; 【摘要】 拓展农村消费信贷是建立现代农村金融制度的客观需要,约束我国农村消费信贷发展的因素主要是消费信贷的配套服务机制缺失、农村金融业不发达、农民收入不稳定等。因此,转变消费观念、改善消费信贷环境、增加消费信贷品种、健全社会保障制度、建立现代农村金融制度是拓展我国农村消费信贷的有效对策。 【英文摘要】 The expansion of consumer credit in rural areas is the objective needs of establishing a modern rural financial system.Constrained the development of consumer credit in rural areas are mainly: lacking of supporting services mechanisms for consumer credit,underdeveloped rural financial sector,instability income of the farmers,and so on.Therefore,changing the consumer attitudes,improving the environment of consumer credit,increasing the variety of consumer credit products,strengthening social security institu... 【DOI】 CNKI:SUN:JJWT.0.2009-09-029